KIRK OBEAR ATTORNEY AT LAW 610 Riverfront Drive Sheboygan, Wisconsin 920-395-2200
info@kirkobear.com
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If you are convicted of an OWI related offense and become eligible for
an occupational license, you will need to obtain an SR-22 certificate showing "proof of financial responsibility"
before you go to the DMV. Generally speaking, you will be charged a higher rate by the insurance companies and will have to
maintain this coverage for 3 years or more, depending on the offense.
Wisconsin SR-22 Insurance
SR-22 is proof of financial responsibility and must be filed by you
or on your behalf by an insurance company that is licensed to do business in the state of Wisconsin. An SR-22 is necessary
to reinstate a driver license or occupational license after operating privileges or vehicle registration has been revoked.
Likewise, an SR-22 is required to reinstate a license after suspension if the suspension is due to a damage judgment or lack
of insurance.
In Wisconsin, the term for holding an SR-22 policy is typically 3 years but does
vary depending on the violation. If there is a lapse in coverage of the SR-22 for whatever reason, the Division of Motor Vehicles
will immediately suspend the driver's license and possibly further penalize the individual.